EXIM Loan Guarantee

EXIM Bank's lender loan guarantees help you secure competitive financing for your international buyers. We guarantee term financing--generally up to 10 years--to creditworthy international buyers in both the private and public sector, and finance your local costs up to 30%. With our guarantee, international buyers get competitive term financing--that may previously have been unavailable from lenders.

How will these guarantees help my business?

EXIM Bank's Medium- and Long-Term Guarantees provide:
  • Risk mitigation for a transaction with a particular buyer.
  • Financing for international buyers of U.S. capital goods and related services.
  • More secure entry to emerging markets.
  • Longer repayment terms.
  • Flexible lender financing options, backed by our guarantee, for buyers of U.S. capital goods and related services for long-term projects as well as medium-term.
  • Coverage for 100% of commercial and political risks.
  • No limits on transaction size.

Our guarantee to the lender is unconditional and transferable. We cover local costs up to 30% and ancillary services such as financial, legal or bank fees may be included.

Eligibility Requirements

  • EXIM finances only the U.S content. Please review EXIM Content Policy for more information.
  • EXIM can do business in most markets. However, we may be limited or unable to offer financing in certain countries and under certain terms. (See Country Information - Country Limitation Schedule).
  • Products must be shipped from the U.S. to a foreign buyer.
  • There is no minimum or maximum limit to the size of the export sale that may be financed with EXIM Bank's loan guarantee.
  • EXIM Bank cannot support exports of military or defense products and services (with some exceptions), nor can we support purchases made by military buyers.

EXIM's guarantee of a lender's loan to an international buyer is generally used for financing purchases of U.S. capital equipment and services. Prior to approving certain transactions, EXIM will consider the economic impact of a particular transaction (see EXIM policies - Economic Impact) and the environmental effects (see EXIM Bank policies - Environment).


This coverage is available for medium-term and long-term transactions. EXIM Bank provides an 85% guarantee (a 15% down payment is required from the buyer). Principal and accrued interest are included.


  • Letter of Interest processing fee is $100.
  • Preliminary Commitment application fee is 0.1% of 1% of financed amount.
  • A commitment fee of 0.125%, based on unused portions of the loan.
  • An exposure fee based on risk (variable; see Exposure Fee Calculator).
  • Interest rate is negotiated between lender and borrower.

Getting Started

Please call or visit the nearest EXIM Bank office for a free consultation with an Export-Import Bank Trade Finance Manager.