What Is an SBA 504 Loan?

SBA 504 Loans provide below-market fixed-rate financing for real estate, buildings and machinery. There are three partners in an SBA 504 loan—the borrower, a bank or other regulated lender, and a CDC.

 

What Are The Advantages of a SBA 504 Loan?

Fixed rate financing, no balloon payments and perfect for all types of real estate projects.

• Low Downpayment Just 10% Down - Put as little as 10% down. We offer flexible debt-to-income limits. Most loans require 80% to 85% Loan to Value.
• Build An Asset, Save on Rent - Our SBA 504 business loans make it easy to buy office space, retail space, factories and buildings. Save money on rent, earn tax deductions and build your business net worth.
• Large Loans. Low Interest - Easily qualify for as much as $12 million. Our interest rates are the lowest in the industry and start at just 4.68%.
• Buy or Refinance - The SBA 504 commercial real estate product is perfect for companies looking to buy or refinance higher interest commercial property loans. No online lender can beat our SBA 504 commercial loan terms
• 100% Online. Funding In 30 Days - We are the only online SBA 504 platform. Funding in as fast as 30 days. You work with one of our dedicated loan consultants until you are successfully funded.
• One Application. Multiple Lenders - You only have to complete one simple application — your information is then automatically sent to all relevant SBA lenders. No repetitive applications.